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A full doc loan is one that requires that the borrower present all necessary documents, including income verification documents, to be used in underwriting and approving the home loan request. This type of loan usually offers lower rates because it is less risky for the lender. On the other hand, if you are self employed you may not have all of the required documents and should look into the many stated income loan I offer to my borrowers.
I can be reached at 773-255-5989 or joe@joespisak.com
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